HandyBench

SIP Calculator

Project monthly SIP investment growth.

600,000
Invested
561,695
Est. returns
1,161,695
Maturity value

How to use the SIP Calculator

  1. 1 Enter your monthly investment, expected annual return and duration.
  2. 2 See the projected maturity value.
  3. 3 Compare total invested against estimated gains.

Examples

  • ₹5,000/month for 10 years at 12% ≈ ₹11.6 lakh (invested ₹6 lakh).

Frequently asked questions

How are SIP returns calculated?

It uses the future value of a series formula: M = P × [((1+i)^n − 1) / i] × (1+i), where i is the monthly rate and n the number of installments.

Are SIP returns guaranteed?

No. Market-linked SIP returns vary. The calculator uses an assumed constant rate to estimate, not predict, outcomes.

Related guides